insights - all things legal

August 9, 2026

Who Pays After an Accident? Missouri's Fault Rules

How fault, insurance, and damages work in Missouri injury claims

A car crash, a fall on someone else's property, or almost any other accident caused by someone else's carelessness can leave you facing medical bills, lost wages, and a claims process that moves faster than most people expect. This article walks through how fault is determined under Missouri's comparative fault rule, what auto insurance is required to cover the loss, and what damages are — and are not — available.